WHY PAYING OFF DEBT VS INVESTING IS THE WRONG QUESTION:



Most people frame it like this:
“Should I pay off my debt first, or invest?”

But the better question is:
“What interest rate am I paying vs what return can I reasonably expect?”

If your debt is 3% and your investments can return 10%, investing usually makes sense.

If your debt is 15% credit card debt, pay that off immediately.

It’s just math.

Understanding opportunity cost is one of the fastest ways to build wealth.
WHY11.43%
MATH0.56%
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