In the global fintech sector, Tether stands out with its remarkable operational efficiency. In 2024, the company generated a net profit of $13 billion with just over 150 employees, contributing an average of over $90 million per person. This figure far exceeds those of traditional financial giants, such as Fannie Mae's $1.759 million, Meta's $600,000, and Goldman Sachs' $300,000.

The secret to Tether's success lies in its unique business model, which cleverly combines cryptocurrency with a USD stablecoin. The company consistently earns about 4% profit annually, demonstrating its strong position and operational capability in the market.

However, this high efficiency also raises some thoughts. In the cryptocurrency market, the outcomes faced by investors are often polarized: either they gain substantial returns or suffer significant losses. At the same time, the security risks brought by hacking attacks cannot be ignored.

The case of Tether demonstrates the immense potential of fintech innovation, but it also reminds us of the need to focus on risk management and sustainable development while pursuing efficiency. As the cryptocurrency market continues to evolve, how to balance efficiency, security, and regulation will become an important issue facing the industry.